IMPORTANT GK TRICKS

IMPORTANT GK TRICKS
======================
1. ARUNA MAMI ( ARUNANCHAL NAGALAND MANIPUR
MIZORAM ) Indian states touch boundary of Myanmar

2. GUD KHA TASLE ME (gulam ,khilji,tuglak,syaad , lodi,muglAL)

3. B.D.M.S means BODO,DOGRI,MAITHILI,SANTHALI are
languages added to 8th schedule under 92nd amendment..

4. GPRS may b used in place of harappa civilisation..means its
important places r situated in Gujrat,Punjab,Rajasthan,Sind

5. Paani piker khana khakar Chanderi chali Ghaghra pahankar
Babur dwara jite gaye char yudh kramanusar Panipat (1526),
Khanwa (1527) Chanderi (1528) Ghaghra (1529)

6. Permanent member of UNO FRECA (France, Russia, England,
China, America)

7. B.S.N.L as BELGIUM,SWITZERLAND,NETHERLANDand
LUXEMBOURG r european countries where'mercy killing'is
legallised

8. Bipin chandra Pal (BCP) vitamin B, C .P are soluble in water.
And others means A, D, E , K (KEDA) are soluble in fat..

9. 4 Budhist councils serial is RAVA PAKA ......... 1-RAjigriha 2-
VAsali 3-PAtiputra 4-KAshmir

10. BPARTY----1. Brahmo Samaj, 2.Prarthana Samaj, 3.Arya
Samaj, 4.Ramkrishan Mission, 5.Theosiphical Society ,6. Young
Bengal Movement all r in chronical.........

11. Roj AP CM se Mile (capital lettr show name of diseases
caused byVirus ? RAP CMM Ans: Chickenpox Mumps
Measles(Khasra) Poliomyelitis Rabies AIDS

12. BHAJSA......... B-Babur H-humayun A-akbar J-jehangir S-
shahjahan A-aurangjeb it goes lyk this babur ka beta
humayun,humayunka akbar,akbar ka jehangir,jehangir ka
shahjahan aur shahjahan ka beta aurangjeb

13. States touching Bhutan"SAAB" SIKKIM ARUNACHAL
PRADESH ASSAM BENGAL

14. JAMMU KA SIPAHI ARUN HIMALAYA PAR UTARA..........States
touches to China. JAMMU&KASHMIR, SIKKIM, ARUNACHAL
PRADESH, HIMACHAL PRADESH and UTTARAKHAND

15. pen=rtc proton, electron, neutron=rutherford, thomson,
chadwick.

 thanks

 

Worlds Organizations

 hello......................

good evening friends today i'm posting

Worlds Organizations

Amnesty International

Foundation Date: 1961 Headquarter : London Sectery General : Salil Shetty Function and Objective of Organiztion: Amnesty International is a global movement of more than 3 million supporters, members and activists in over 150 countries and territorie ...

Asia Pacific Economic Cooperation (APEC)

Foundation Date : November, 1989 Headquarter : Singapore Executive Director : Dr Alan Bollard Member Countries : 21 About APEC Asia-Pacific Economic Cooperation, or APEC, is the premier forum for facilitating economic growth, cooperation, trade and ...

Asian Development Bank (ADB)

Foundation Date : December 19th 1966 Headquarter : Manila President : Takehiko Nakao Member Countries : 67 ADB was conceived amid the postwar rehabilitation and reconstruction efforts of the early 1960s. The vision was of a financial institution th ...

Association of South-East Asian Nations (ASEAN)

Foundation Date : 8th August,1967 Headquarter : Bangkok, Thailand Member Countries: 10 About ASEAN The Association of Southeast Asian Nations, or ASEAN, was established on 8 August 1967 in Bangkok, Thailand, with the signing of the ASEAN Declaration ...

Common Wealth of Independent States (CIS)

Foundation Date: December 8, 1991 Headquarter: Republic of Belarus Executive Secretaries: Sergei Lebedev Member Countries: 12 Commonwealth of Independent States (CIS) was established December 8, 1991 the leaders of the Republic of Belarus, the Russia ...

European Union

Foundation Date: Apr.8, 1965 Headquarter: Brussels(Belgium) President: Herman Van Rompuy Member Countries: 28 The EU is a unique economic and political partnership between 28 European countries that together cover much of the continent.The EU was cre ...

Food and Agriculture Organization of the United Nations (FAO)

Foundation Date: 1945 Headquarter: Rome President: José Graziano da Silva Member Countries: 194 An intergovernmental organization, FAO has 194 Member Nations, two associate members and one member organization, the European Union. Its employees come ...

International Bank for Reconstruction and Development (IBRD)

Foundation Date: 1944 Headquarter: Washington D.C. Member Countries: 188 Founded in 1944 to help Europe recover from World War II, the International Bank for Reconstruction and Development (IBRD) is one of five institutions that make up the World Ban ...

International Criminal Police Organisation (INTERPOL)

Foundation Date: 1914 Headquarter: France. President: Mrs. Mireille Ballestrazzi Member Countries: 190 The idea of INTERPOL was born in 1914 at the first International Criminal Police Congress, held in Monaco. This meeting brought together police of ...

International Development Association (IDA)

Foundation Date: 1960 Headquarter: Washington D.C. President: Helen Clark Member Countries: 172 The International Development Association (IDA) is the part of the World Bank that helps the world’s poorest countries. Established in 1960, IDA aims to r ...

International Labour Organization (ILO)

Origins and history The ILO was created in 1919, as part of the Treaty of Versailles that ended World War I, to reflect the belief that universal and lasting peace can be accomplished only if it is based on social justice. The Constitution was draft ...

International Organisation for Standardisation (ISO)

Foundation Date: February 1947 Headquarter: Switzerland President: Terry Hill Member Countries: 163 The International Organisation for Standardisation (ISO) story began in 1946 when delegates from 25 countries met at the Institute of Civil Engineers ...

International Telecommunication Union (ITU)

Foundation Date: 1947 Headquarter: Geneva President: Dr Hamadoun I.Touré Member Countries:193 International Tele Communication Union (ITU) is the United Nations specialized agency for information and communication technologies – ICTs. ITU allocate gl ...

Organisation for the Prohibition of Chemical Weapons (OPCW)

Chairperson: H.E. Dr Olexandr Horin, Permanent Representative of Ukraine to the OPCW. Director-General: Ahmet Üzümcü Head Quarter: The Hague, Netherlands Established on: 1997 Membership: 190 States The Organisation for the Prohibition of Chemical We ...

Organisation of Petroleum Exporting Countries (OPEC)

Foundation Date: September 1959 Headquarter: Vienna (Austria) Secretary-General: Abdalla Salem El-Badri Member Countries: 12 The Organization of the Petroleum Exporting Countries (OPEC) is a permanent, intergovernmental Organization, created at the B ...

Organisation of The Islamic conference (OIC)

Foundation Date: 1969 Headquarter: Jeddah, Saudi Arabia Secretary-General: Mr. Iyad Ameen Madani Member Countries: 57 The Organisation of Islamic Cooperation (OIC) (formerly Organization of the Islamic Conference) is the second largest inter-governm ...

Shanghai Cooperation Organisation (SCO)

Foundation Date: June 7, 2002 Headquarter: Shanghai Member Countries: 6 Secretary General: Dmitry Fedorovich Mezentsev Observer States: Afganistan, India, Iran, Pakistan, Mongolia The Shanghai Cooperation Organisation (SCO) is a permanent intergover ...

South Asian Association for Regional Cooperation (SAARC)

Foundation Date: December 8, 1985 Headquarter: Kathmandu Secretary-General: Mr. Arjun Bahadur Thapa Member Countries: 8 The South Asian Association for Regional Cooperation (SAARC) was established when its Charter was formally approved on 8 December ...

The Arab League

Foundation Date : March 22, 1945 Headquarter : Cairo(Egypt) Secretary General : Dr. Nabil Elaraby Member Countries : 23 About The League of Arab States The Arab League is an organization that consists of independent Arab States on the territory of n ...

The Non-aligned Movement (NAM)

Foundation Date: 1961Headquarter: BelgradeMember Countries: 120 as of 2012 The first Conference of Non-Aligned Heads of State, at which 25 countries were represented, was convened at Belgrade in September 1961, largely through the initiative of Yugos ...

The North Atlantic Treaty Organization (NATO)

Foundation Date: April 4,1949 Headquarter: Brussels Secretary General: Anders Fogh Rasmussen Member Countries: 28 Formed in 1949 with the signing of the Washington Treaty, NATO is a security alliance of 28 countries from North America and Europe. NA ...

United Nations Organization (UNO)

History of United Nation The name "United Nations", coined by United States President Franklin D. Roosevelt was first used in the Declaration by United Nations of 1 January 1942. In 1945, representatives of 50 countries met in San Francisco at the U ...

World Health Organization (WHO)

Founded on: 7 April 1948. Head Quarter: Geneva, Switzerland Director-General: Dr Margaret Chan Member Country: 194 WHO is the directing and coordinating authority for health within the United Nations system. It is responsible for providing leadershi ...

World Meteorological Organization (WMO)

Foundation Date: 1950 Headquarter: Geneva President: David Grimes. Member Countries: 191 The World Meteorological Organization (WMO) is a specialized agency of the United Nations. It is the UN system's authoritative voice on the state and behaviour ...

World Trade Organization (WTO)

Foundation Date: 1 January 1995 Headquarter: Geneva, Switzerland Director General: Roberto Azevêdo Member Countries: 159 members on 2 March 2013 The World Trade Organization (WTO) is the only global international organization dealing with the rules o ...

World Wildlife Fund for Nature (WWF)

Foundation Date: September 11, 1961 Headquarter: Gland (Switzerland) President: Yolanda Kakabadse Member Countries: All the countries of the world In 1961, a limited number of organizations around the world—such as the International Union for the Con ...

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  dharm,,,,,,,

MUDRA-Yojana

 MUDRA YOJANA

1. BUDGET SPEECH­:

Prime Minister Narendra Modi launched the promised Micro Units Development and Refinance Agency Ltd (MUDRA) Bank on 8 April 2015 with a corpus of Rs 20,000 crore and a credit guarantee corpus of Rs 3,000 crore. The launch was the fulfillment of an announcement made earlier by Finance Minister Arun Jaitley in his FY 15-16 Budget speech

2. MUDRA Bank Make a Difference to the Economy:

As per the NSSO Survey of 2013, there are close to 5.77 crore small-scale business units, mostly sole proprietorships, which undertake trading, manufacturing, retail, and other small-scale activities. Compare this with the organized sector and larger companies that employ 1.25 crore individuals. Clearly, the potential to harness and nurture these micro-businesses is vast and the government recognizes this. Today, this segment is unregulated and without financial support or cover from the organized financial banking system.

3. The principal objectives of the MUDRA Bank are:

Regulate the lender and the borrower of microfinance and bring stability to the microfinance system through regulation and inclusive participation.

• Extend finance and credit support to Microfinance Institutions (MFI) and agencies that lend money to small businesses, retailers, self-help groups, and individuals.
• Register all MFIs and introduce a system of performance rating and accreditation for the first time. This will help last-mile borrowers of finance to evaluate and approach the MFI that meets their requirements best and whose past record is most satisfactory. This will also introduce an element of competitiveness among the MFIs. The ultimate beneficiary will be the borrower.
• Provide structured guidelines for the borrowers to follow to avoid failure of a business or take corrective steps in time. MUDRA will help in laying down guidelines or acceptable procedures to be followed by the lenders to recover money in cases of default.
• Develop the standardized covenants that will form the backbone of the last-mile business in the future.
• Offer a Credit Guarantee scheme for providing guarantees to loans being offered to micro-businesses.
• Introduce appropriate technologies to assist in the process of efficient lending, borrowing, and monitoring of distributed capital.
• Build a suitable framework under the Pradhan Mantri MUDRA Yojana for developing an efficient last-mile credit delivery system to small and micro-businesses.

4. Major Product Offerings:

MUDRA Bank has rightly classified the borrowers into three segments: the starters, the mid-stage finance seekers, and the next level growth seekers.

To address the three segments, MUDRA Bank has launched three loan instruments:

1. Shishu: covers loans up to Rs 50,000/-
2. Kishor: covers loans above Rs 50,000/- and up to Rs 5 lakh
3. Tarun: covers loans above Rs 5 lakh and up to Rs 10 lakh

Initially, sector-specific schemes will be confined to “Land Transport, Community, Social & Personal Services, Food Product and Textile Product sectors”. Over a period of time, new schemes will be launched to encompass more sectors.

5. Some of the Offerings Planned for the Future: 

• MUDRA Card
• Portfolio Credit Guarantee
• Credit Enhancement

 

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TheEconomics hub